Transfer a Balance From One Synchrony Bank Card To Another endobj Auto top up and Auto-load cant be transferred to your new myki. New comments cannot be posted and votes cannot be cast. 0000010193 00000 n The process begins when you submit a balance transfer application. The call centre staff member told me "we're not a financial institution so it's not that simple". The system was delivered more than $500m over budget and behind schedule. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Learner permit or driver test. The balance transferred when the old card expired. Unregistered vehicle permit. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? <>stream damage that exceeds normal wear and tear. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Why Melbourne's public transport ticketing system myki may soon be trailer k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. How to pause your Myki or get your money refunded while you're stuck at Can You Get a Student Credit Card With No Income? Replacements usually take up to 10 business days and include the remaining balance of the old card. For example, when your myki Money balance reaches $10, you could top up with $20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If you're using an international payment card you won't be able to top up via the PTV website. Remember to top up with enough money to pay for your entire journey. Meticulous in his research, he provides accurate and up-to-date information. Auto-load is the same as auto top up. About a week back, I went from Frankston to St. Albans, changing at Flinders. If you register your myki, you can set Auto Top Upand manage your myki. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Wells Fargo Credit Card - Balance Transfer - Wells Fargo Yes. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies Select the card with the best balance transfer offer available to you. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> To do so, you have to block your existing Myki card (annoying, we know). Do you have any links to the technical specs of the miki? Annual Fee: $0. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. A balance transfer can give you the flexibility to: Pay off high-interest balances Wtf? Reddit and its partners use cookies and similar technologies to provide you with a better experience. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Replace a ticket - Public Transport Victoria We're working to improve the messaging. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Top up myki | Service Victoria What are the best business credit cards for cash back? You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. endobj My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Any money on your card will be protected. Posting by mobile so you can find it yourself ;-). Renew driver licence. We are committed to being fully transparent with our readers. These are the eight most commonly purchased myki Passes. I understand your frustration, especially when it's something that can be done quickly. It was in my wallet the whole time lol. You can then see what Android version youre on. <> We cant replace a lost or stolen unregistered myki. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Check that NFC is enabled on your phone. I have had a myki card virtually since the start date. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Some trips take longer than two hours because of a transfer between services. Tap Continue. Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au This resets the fare expiry and gives you more time to complete your journey. 0000001076 00000 n PDF myki FAQs - @RACV Please note you cannot replace a lost or stolen myki at a premium station. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Enter the amount of debt you want . I never bothered to do it. Music:. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. Photo: 10255185_880/Getty Images. A refund for an international payment card cannot be processed by the PTV call centre. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . If you receive a check, you need to send it to your old cards issuer on your own. 8:35pm Feb 8, 2020. an_square_one 11 yr. ago <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Whats the Difference between Business Line of Credit vs. Business Credit Card? Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Transferring a credit card balance is relatively easy, but you need to follow a few steps. To keep travelling with auto top up or Auto-load, youll need to set it up again. If you have Mobile myki you can set Auto Load via the Google Pay app. I still don't understand why though - what is the technology required to do this? Check your phone to make sure you're connected to WiFi or mobile data. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. In addition, it is not any companys responsibility to ensure all questions are answered. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Go to Settings > Connected devices > NFC. Im sure Myki could add this capability to their website if they cared to. 0000002429 00000 n Enter your card number and other required information.4 0000003206 00000 n Your balance is protected from the time you tell us your myki is lost or stolen. We have this new thing called EMAIL. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. 0000012144 00000 n Pay down this card's balance quickly to improve your credit. The . I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Save Big With Low-Rate Balance Transfers. What are the best credit cards for bad credit with no deposit and instant use? What are the best Ways to Start Travel Hacking? How To Do a Credit Card Balance Transfer in 8 Steps Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You may be using an older version of Google Wallet. There are three ways to replace lost or stolen myki cards: 1. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. 2. What is the best credit card for bad credit? This is how I feel when people ask if I can fax them a form. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Start the process by listing out your current credit cards, writing down each . i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Myki card Myki card child pages. If you have a Mastercard or VISA card you can get and top up a Mobile myki. If it doesn't appear, your phone does not have an NFC chip. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. But your balance can be transfer to another card at some of the PTV stations. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? At this stage, these are the only card types available on Mobile myki. @john_miller 03/01/23 This answer was first published on 03/01/23. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. and our If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). John Miller, Credit Cards Moderator. What is the best credit card for fair or average credit? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. *Rates, fees or bonuses may vary or include specific stipulations. Personal Credit Cards? A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Online at Public Transport Victoria website . Within the phone, go to Settings > System > About phone. Now, on the form it says I need the card to be re-imbursed. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. The system was developed by Kamco (Keane Australia . startxref How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? Myki - Wikipedia xen0. FAX?! Myki Money QTEM devices can be found at PTV Hub (SouthernCross). You paid down debt, which means you won't have to pay interest on previous balances going . NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. I know it's not possible to do it online. 0000000016 00000 n <> How can I check the balance of my myki card? - KnowledgeBurrow How do I get a refund for my Myki card? - Melbourne Forum PTV does not have any access to any information within the Google Wallet app. We're working to improve our systems so we can allow other payment card types in the future. They contacted me, I did it online and they posted me a new card. I realise this is not a life-changer, but there's a principle at stake. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. endstream 0000014515 00000 n My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> In my experience touching on is quicker than validating a metcard. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. This will allow you to deactivate your Mobile myki. They're talking bullshit. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Can you transfer MyKi balance from one card to another? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. You can use the ticket number to register your myki or if you require a refund. It appears as a "Approved Level 2" request on my myki account on the website. 0000005348 00000 n <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Top up your myki For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. For instance, your applications for new cards and balance transfers remain subject to approval. 3. My old one is registered and everything with my account but there seems to be no way to import that one in. Register your myki - Public Transport Victoria 0000004635 00000 n Can I transfer my American Express balance to another card? - WalletHub I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. You can read the Terms of Service online. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. endobj You would think they could have done it over the phone. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. It also protects your myki balance if you lose your phone or it's stolen. How to transfer your credit card balance - Citi.com Opinions expressed here are the authors and/or WalletHub editors'. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. What is the best cash advance credit card? You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. 187 0 obj <>stream Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? 0000003774 00000 n Balance transfer from Lowe's to another card? - myFICO Forums However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. I need to transfer a balance from one credit card to another credit replacement card and to organise a balance transfer from your old myki to your new one. From a creditworthiness point of view, this number should be at 30% or lower. Was told a main railway station can move the balance. 0000004863 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. But what if the amount is comparable to or less than the postage? The only way is to download a form, fill it out, post it in, and wait weeks. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Privacy Policy. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. To check if you're eligible to travel on a concession myki, see Concessions and free travel. 0000118744 00000 n NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . 216 0 obj Nor does your card expire after 90 days of not getting used. You can only activate a Mobile myki on one device at a time. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. But what if the amount is comparable to or less than the postage? If you have Mobile myki you can set Auto Load via the Google Pay app. You'll need to know the account number for your existing balance and how much you want to transfer. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. 1. I called customer service and was advised I needed to go in person to Flinders St station to do it. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . It has a 256-day expiry and credit is rolled over if you renew before the expiry.
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